Trident operates under Grameen methodology. However, the other models are also being piloted.

It is a conscious decision of the promoters not to mix up group and individual models in all the branches without completely understanding the complexities involved with respect to compatibility between the two, specifically regarding the problems related to borrower crossovers and staff competencies.

The Organization plans to gradually introduce rural infrastructure loans, education and emergency loans, and personal loans to low-income salaried households, depending on the success of pilot projects. Some of the methods will be rolled out in full scale based on results obtained from pilot branch.

Insurance: Loan-linked life insurance is being offered to all the clients as a mandatory add-on service payable to the nominee of the deceased, net of any loans outstanding. We have tie up with Bajaj Allianz Life Insurance Company covering our borrowers.