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It’s 30 minutes to 1 p.m. and Kishore Kumar Puli is
getting anxious. We are on our way to the Rajiv Nagar slum near
Mancherial town of Adilabad district, some 300 km north of Hyderabad,
and Puli, 36, is keen to keep his appointment time of 1 p.m., and
understandably so. Rajiv Nagar is where the business plan of Puli’s
Annapurna Financial Services is unfolding. Formerly with ICICI Bank as
its regional head (Microfinance division) for Karnataka, Puli set up
shop barely five months ago but has racked up 4,500 clients to whom he
has lent over Rs 3 crore.
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